It has been three years since the Finance law allows real estate borrowers to take out loan insurance other than that of the lending bank. On this occasion, the UFC-Que Choisir takes stock of the device. Ability to sign the borrower insurance Initially, the ability to sign the borrower insurance in another institution was to […]
Many Poles decide to take out a loan or loan for those in debt. Some only in this way can buy an apartment or build a house, while others need extra cash for the car, while others need unplanned expenses. Banks and non-bank loan companies providing such financial products are not lacking. Paying off their […]
Most people know the credit bureau from their own experience very well. The credit bureau is a private company that stores the data of each consumer in their files. In doing so, credit bureau then determines the individual creditworthiness of each individual and issues information when queried by banks or mobile service providers. If […]
A garden design can be very expensive. This applies regardless of whether an already existing garden is to be redesigned or a new garden is to be created. For this reason, it is very difficult for many people to cover the costs of garden design from their own income. Here it is necessary to […]
Camibank, credither and CredEur Bank are currently leading the market with a € 6,000 loan. The Camibank offers a 6000 Euro loan with a maturity of 48 months with a monthly installment starting at 136.03 Euro at an annual interest rate between 4.29 and 9.99 percent. Installment loan With credither is a 6000 euro […]
The repurchase of credit – also called credit consolidation, debt restructuring and refinancing – allows to regroup all or part of its loans and debts (real estate loan, consumer loans, tax delays, bank overdrafts) to pay only one only monthly payment. As with a home loan or a consumer loan, however, it is advisable […]
Although we only have a low income, we also have the right to carry out our projects. Even if the banks favor households with a fairly comfortable income, it is quite possible to obtain a consumption credit for families with small financial resources. It may happen that you have not always been in this financial […]
We currently live with a high number of concepts and definitions related to credits and financial products. What is the difference between the different types of market credits? Which one best suits my conditions? What do lenders refer to when they grant loans? What is a lender? We want to help you get familiar with […]
Who wants to take a loan, must prove his income. This is done by presenting the last three pay slips. Thus a loan without question to employers is possible at any time. The employer is not informed about the loan. Why does the bank want to see the salary or payroll statements? Before a credit […]
Before we obtain a positive decision on granting a mortgage, we must ensure that we meet all the conditions set for us. One of them is having the right own contribution. Only a few years ago, borrowers could easily get a mortgage, even when they had no savings. In 2014, the Polish Financial Supervision Authority decided, however, […]
